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About these terms

These terms apply when you use moneyexamined.com, subscribe to the newsletter or buy a book from Money Examined. By using the site or making a purchase, you agree to them. Questions: [email protected].

Educational content, not advice

Money Examined publications are for educational and informational purposes only. They are not financial, investment, legal or tax advice, and they are not a recommendation to buy, sell or hold any security or other investment. Past events do not predict future results.

Buying a book

10 Disasters That Ruined Smart People is sold as a digital edition (PDF) for a one-time payment of $19 USD. There is no subscription and nothing renews. Prices are shown in US dollars; if you pay in another currency, your card provider may apply its own exchange rate or fees.

Payment is processed securely by Stripe. Your order is confirmed only once Stripe confirms the payment. You then receive a personal download link on the confirmation page and by email.

Your download link

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What you may do with the book

Your purchase gives you a personal, non-transferable licence to read the book and keep copies for your own use. Please do not share, resell, publish or distribute the file or your download link. The book and the content of this website are protected by copyright; all rights are reserved.

Refunds

You can ask for a full refund within 14 days of purchase, for any reason. How refunds work is explained on Contact & Refunds.

The newsletter

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Your legal rights

Nothing in these terms limits or excludes any rights you have under the consumer-protection laws that apply to you.

Changes

We may update these terms. The version on this page, with the date at the top, applies to purchases made while it is published.